Legal
Terms of Use
The terms that apply to using this website.
Last updated August 14, 2026.
Acceptance of these terms
Using this website means you accept these terms. If you do not agree with them, do not use the site.
What this website is, and is not
This site provides general information about Jennifer Ferrara and Nook Lending, powered by MPA Home Loans. Nothing on it is a loan application, a rate lock, a pre-qualification, or a commitment to lend. Every calculator on this site uses figures you enter yourself and is for planning purposes only, not a quote. An actual application happens through the secure link provided on this site or directly with Jennifer.
Permitted use
You may view and use this site for your own personal, non-commercial purpose of learning about Nook Lending's services. You may not copy, scrape, resell, or republish this site's content, or attempt to interfere with how it runs, without written permission.
Content and ownership
The text, design, and graphics on this site belong to Nook Lending unless otherwise noted, and are not to be used elsewhere without permission.
Third-party links and tools
This site links to third-party tools and services, including a scheduling tool, a secure loan application portal, and NMLS Consumer Access. Nook Lending does not control those third parties and is not responsible for their content or their own terms.
No warranty
This site is provided as is. Rates, program details, and figures shown are for general information and are subject to change without notice. Always confirm current numbers directly before relying on them for a financial decision.
Changes to these terms
These terms may be updated as the site changes. The date at the top of this page reflects the most recent version.
Governing law
These terms are governed by the laws of the State of Texas.
Nook Lending is powered by MPA Home Loans. Jennifer Ferrara, Loan Officer, NMLS #2781982. MPA Home Loans NMLS #2778343. Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.